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Complete the
loan application
by phone or in person.
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File is "ordered
out." We verify
employment, assets and credit.
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You find a
home, make an offer. Once it's accepted, you have a structural
inspection performed.
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Your file
is submitted to one of our investors for underwriting.
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Upon being
satisfied with the inspection, we order your appraisal and
title report.
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Loan approval.
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Additional
information may be asked of you to clarify any questions
the underwriter may have.
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The interest
rate is locked and closing loan documents are ordered that
you will be signing at escrow.
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Escrow sets
an appointment to sign and gives you instructions on bringing
in the down payment.
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After loan
documents are signed, they are returned to the investor
for final review.
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Loan funds.
Congratulations on your new home!
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